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Luke Desmond
Luke Desmond

Founder of Crisp Accountancy. I've seen inside hundreds of UK businesses, and I write about the numbers that actually move them, in plain English.

Founder

Is this worth the cost?

Jun 8, 2026

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1 min read

Is this worth the cost?

20% of your clients create 80% of your stress. And they're rarely the ones driving your profit.

Luke Desmond
Luke Desmond

Exit

"My exit plan is my coffin"

May 18, 2026

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2 min read

"My exit plan is my coffin"

Every owner leaves their business one of four ways. Only one of them is attractive, and it needs planning years ahead.

Luke Desmond
Luke Desmond

Unit Economics

A good ROAS isn't a good business model

May 11, 2026

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2 min read

A good ROAS isn't a good business model

Why founders should track CAC, lifetime value and payback, and leave ROAS to the marketing team.

Luke Desmond
Luke Desmond

Founder

Part ways well

May 2, 2026

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1 min read

Part ways well

Advice helps. Lived experience is what sticks. And the people who come back don't need you to make a point.

Luke Desmond
Luke Desmond

Founder

Why wait for the corner?

Apr 24, 2026

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1 min read

Why wait for the corner?

Most founders know what they should do. They just wait until they have no choice.

Luke Desmond
Luke Desmond

Exit

Selling into a group is a second bet

Apr 17, 2026

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1 min read

Selling into a group is a second bet

Rolling your shares into a bigger business can pay off. Just be clear you're choosing a new game, not just selling.

Luke Desmond
Luke Desmond

Pricing

Most founders don't have a budget problem

Apr 10, 2026

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1 min read

Most founders don't have a budget problem

Why "what's your budget?" is the wrong first question, and what experts should ask instead.

Luke Desmond
Luke Desmond

Cash Flow

Profitable, and still feeling broke

Apr 2, 2026

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1 min read

Profitable, and still feeling broke

Profit is performance over a period. Cash is what you have right now. Founders who mix them up end up asking where the money went.

Luke Desmond
Luke Desmond

Tech

AI is confident whether it's right or wrong

Mar 26, 2026

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1 min read

AI is confident whether it's right or wrong

The metric that shows whether your AI investment is working, and the warning that comes with it.

Luke Desmond
Luke Desmond

Growth Levers

Cutting costs is last on the list

Mar 20, 2026

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1 min read

Cutting costs is last on the list

Costs have a floor. Revenue levers don't.

Luke Desmond
Luke Desmond

Finance Leadership

The ostrich approach to your finances

Mar 13, 2026

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1 min read

The ostrich approach to your finances

Gut feel can get you surprisingly far. It can't show you what's coming up the road.

Luke Desmond
Luke Desmond

Growth

Bigger business, harder life

Mar 5, 2026

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1 min read

Bigger business, harder life

Why founders at £1m to £2m often earn less than they did at £500k, and the fork in the road that follows.

Luke Desmond
Luke Desmond

Finance Leadership

Your numbers are telling a story

Feb 27, 2026

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1 min read

Your numbers are telling a story

Most founders get reports, data and dashboards. What they don't get is meaning.

Luke Desmond
Luke Desmond

Pricing

The real risk isn't raising your prices

Feb 19, 2026

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1 min read

The real risk isn't raising your prices

If your costs have gone up and your prices haven't, you've chosen to pay for it yourself.

Luke Desmond
Luke Desmond

Investment

The real cost of raising investment

Feb 13, 2026

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1 min read

The real cost of raising investment

Big rounds feel like success. Before you chase the headline number, model what it actually costs you.

Luke Desmond
Luke Desmond

Founder

Ambition is my edge

Feb 5, 2026

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1 min read

Ambition is my edge

On turning 40, moving goalposts, and why this is the time to be an entrepreneur.

Luke Desmond
Luke Desmond
Walking the Talk

Jun 12, 2024

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4 min read

Walking the Talk

How We Practice What We Preach in Financial Management

Luke Desmond
Luke Desmond
Applying Disney Magic to Your Business

May 23, 2024

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3 min read

Applying Disney Magic to Your Business

Last week, I finally caved in and took the family to Disneyland Paris.

Luke Desmond
Luke Desmond
Do you have a Job or a Business?

May 14, 2024

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4 min read

Do you have a Job or a Business?

There are plenty of ways to define a job vs.

Luke Desmond
Luke Desmond
The Potential of Holding Companies During High-Growth Phases

May 2, 2024

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4 min read

The Potential of Holding Companies During High-Growth Phases

There is something in the Spring air that has had many of my clients shift up a gear when it comes to new business ideas.

Luke Desmond
Luke Desmond
The 5 KPIs I currently track in my business

Apr 17, 2024

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4 min read

The 5 KPIs I currently track in my business

Tracking the right KPIs for your business can be game-changing, but it can also quickly become overwhelming.

Luke Desmond
Luke Desmond
Financing the Sale: The Power of Payment Options

Apr 9, 2024

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3 min read

Financing the Sale: The Power of Payment Options

Have you ever reached the end of a sales pitch where the customer is engaged and loves what you have to offer, and then you hit the snag of price or, more relevant to today’s topic, payment?

Luke Desmond
Luke Desmond
Investment Myths Debunked: Where Smart Entrepreneurs Actually Put Their Money

Apr 2, 2024

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5 min read

Investment Myths Debunked: Where Smart Entrepreneurs Actually Put Their Money

Before we get started, I need to slap a big fat disclaimer all over this post.

Luke Desmond
Luke Desmond
Using AI to Accelerate our Profit

Mar 13, 2024

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7 min read

Using AI to Accelerate our Profit

At Crisp Accountancy, we are reaching a size where I start to question once more how many people we will need to hire over the next 12-24 months.

Luke Desmond
Luke Desmond
Profit Rich, Cash Poor

Feb 27, 2024

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2 min read

Profit Rich, Cash Poor

Profit does not equal cash.

Luke Desmond
Luke Desmond

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